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Insurance Consumer Affairs Officer - Life

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Posting Begin Date: 2024/05/30
Posting End Date: 2024/06/17
Category: Insurance
Sub Category: Professional
Work Type: Full Time
Location: Boise, ID, United States
Minimum Salary: 26.70
Maximum Salary: 26.70
Pay Rate Type: Hourly

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Description


Idaho Department of Insurance Opportunity

Are you an experienced life insurance and annuity professional looking to serve the public by answering questions and investigating complaints regarding life insurance and annuity contracts?

The Idaho Department of Insurance (DOI)  is seeking a Consumer Affairs Officer with life insurance and annuity experience to provide customer service to the public. The ideal candidate will have experience helping consumers with life insurance and annuity questions and issues. The selected candidate will receive training on life insurance and annuity regulation as well as support from an experienced team (Consumer Affairs section).

Applications will be accepted through 4:59 PM MST on the posting end date.

EXAMPLE OF DUTIES:

· Reviews, analyzes, investigates, and resolves insurance-related complaints and problems.

· Provides technical information and assistance to the insurance industry and the public.

· Analyzes consumer complaints relating to the regulated life insurance and annuity industries to determine whether a violation of Idaho laws or a breach of contract provisions has occurred.

· Requests documentation, information, and assistance from regulated companies or licensees in resolving complaints and problems.

· Negotiates resolution of complaints.

· Investigates code violation cases.

· Prepares documentation and submits to supervisor for legal referral.

· Responds to technical questions from insurance companies, adjusters, agents, etc., regarding claims procedures, underwriting, and insurance laws, regulations, and procedures.

· Reviews insurance policies/ annuity contracts and related documents to assure compliance with Idaho insurance laws and regulations.

· Provides information, interpretations, and assistance to the public in a variety of insurance matters including alternative coverage's, policies, and legal requirements for coverage.

MINIMUM QUALIFICATIONS:

Some knowledge of:

· Investigative techniques and interviewing techniques. Typically gained by six (6) months' full-time professional work experience where job duties included gathering and evaluating information relative to the issuance of an insurance policy or the payment of a claim; OR more than six (6) month's full-time professional work experience where major job functions involved interviewing and investigation or investigative techniques; OR have successfully completed college-level coursework related to interviewing and investigation techniques; OR one (1) year of full-time professional work experience where job duties included gathering and evaluating information relative to the issuance of an insurance policy or the payment of a claim; OR more than one (1) year of full-time professional work experience where major job functions involved interviewing and investigation or investigative techniques; AND have successfully completed college-level coursework related to interviewing and investigation techniques.

Experience:

· Mediating conflicts. Typically gained by currently taking mediation or negotiation-related college-level coursework or related training; OR less than six (6) months' full-time professional work experience where I am required to mediate conflicts or negotiate the resolution of complaints as a major job responsibility, whether for pay or as a volunteer OR have successfully completed mediation or negotiation-related college-level coursework or related training; OR more than (6) months’ full-time professional work experience where I am required to mediate conflicts or negotiate the resolution of complaints as a major job responsibility, whether for pay or as a volunteer; OR have successfully completed mediation or negotiation-related college-level coursework or related training; AND more than one (1) year of full-time professional work experience where I am required to mediate conflicts or negotiate the resolution of complaints as a major job responsibility, whether for pay or as a volunteer.

· Analyzing and compiling information into meaningful written correspondence and reports. Typically gained by more than six (6) months' full-time professional work experience where duties included analyzing financial or insurance policy benefits and providing in a written format information addressing the problem.

· Using a personal computer. Typically gained by having more than six (6) month's professional work experience using a personal computer with programs such as basic Microsoft Word, Outlook, and Excel or equivalent programs; OR I have successfully completed college-level computer training courses that covered both basic and intermediate skills training.

· Making oral presentations before groups. Typically gained by having more than six (6) month's experience making presentations in any group setting; OR I am currently taking a college-level speech or communication class; OR successful completion of a college level course in each area; OR a three-day seminar in each subject.

MINIMUM QUALIFICATION SPECIALTIES:

Insurance -

Good knowledge of the insurance industry's working areas (Life insurance and annuity contracts) including:

· Marketing or

· Underwriting or

· Claims processing or

· Policyholder services

This is typically gained by at least one (1) year of full-time professional work experience where the major job functions involved detailed knowledge of life insurance and annuity contract products, i.e., selling, adjusting claims, underwriting, or policyholder service. To obtain proper credit your answer must be supported in your resume.

Some knowledge of:

· Legal and medical terminology commonly used in insurance contracts. Typically gained by more than six (6) months professional work experience with legal and medical[AL1] terminology that is used in insurance contracts; OR successful completion of a college level course in each area; OR a three-day seminar in each subject.

· The functions and responsibilities of insurance agents and adjusters. Typically gained by successful completion of coursework, seminars, and/or training that specifically dealt with the functions and responsibilities of insurance agents and adjusters; OR at least one (1) year of full-time professional work experience in either of these areas. To obtain proper credit your answer must be supported in your resume.

Experience:

· Interpreting insurance contracts and coverage relating to life insurance and annuities

· Interpreting, applying, and explaining life insurance and annuity policies and laws

This is typically gained by more than six (6) months' full-time professional work experience where duties included interpreting, applying, and explaining insurance policies and/or laws

You must possess all the minimum qualifications. Please make sure your resume and work history support this. Failure to do so may disqualify you from being considered for this position.  If you have questions about this position, please contact us at [email protected] or (208) 334-4250. 

SUPPLEMENTAL INFORMATION:

The Idaho Department of Insurance embraces diversity and equal opportunity in a meaningful way. Our agency is committed to building a team that represents a variety of backgrounds, perspectives, and skills. This includes hiring talented staff members who have bilingual skills, which is an on-going goal for the DOI. We strive to create an inclusive work culture that encourages, supports, and celebrates the diverse voices of our team members. This helps to fuel innovation and a connection to customers and the communities served in Idaho.

The mission of the Department of Insurance is to serve and protect Idahoans by equitably, effectively, and efficiently administering the Idaho Insurance Code and the International Fire Code. 

The Department of Insurance is in downtown Boise across the street from the state's Capitol Building. Boise consistently receives top accolades as one of the best places to live in the country! To learn more about Idaho DOI and the important work we do, go to the DOI website, and follow us on Facebook, Twitter, and LinkedIn.

BENEFITS:

This benefited position enjoys:

· Excellent medical, dental, and vision health plans 

· Nationally recognized PERSI retirement benefits 

· Paid sick and vacation leave accrual upon hire 

· Parental leave 

· 11 paid holidays annually

· A healthy work-life balance 

· Career growth and professional development opportunities

For additional information related to benefits and/or State programs visit: https://dhr.idaho.gov/StateEmployees/Benefits.html.

EEO/ADA/Veteran:

The State of Idaho is committed to providing equal employment opportunities and prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on their race, color, religion, political affiliation or belief, sex, national origin, genetics, or any other status protected under applicable federal, state, or local laws.

The State of Idaho is committed to access and reasonable accommodations for individuals with disabilities, auxiliary aids and services are available upon request. If you require an accommodation at any step in our recruitment process, you are encouraged to contact (208) 334-2263 (TTY/TTD: 711), or email [email protected].

Preference may be given to veterans who qualify under state and federal laws and regulations.

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